You’ve Worked Hard for This Chapter. Let’s Protect It.
Retirement is one of life’s biggest transitions. Whether you’re five years away or already retired, it’s natural to ask: Will my savings last? When should I take Social Security? What happens if healthcare costs rise? At Wilson Financial Group, we’ve helped retirees navigate these questions for over 30 years. Our role is to bring clarity to the decisions ahead—so you can enjoy retirement with confidence instead of concern.
Create Income You Can Rely On
One of the biggest fears in retirement is running out of money. That’s why our retirement income planning focuses on turning your nest egg into a dependable paycheck. We design sustainable withdrawal strategies that project income through age 90 and beyond, factoring in inflation, taxes, and medical expenses. Depending on your needs, we may incorporate diversified income approaches, structured withdrawal strategies, or other tools that align with your goals. The result? A retirement income plan built to weather market downturns and life’s unexpected changes.
What to Do 5 Years Before Retirement
If you’re approaching retirement, now is the time to fine-tune your strategy.
Key areas we address include:
Optimizing Social Security Timing
Reviewing Pension Options
Consolidating 401(k) and IRA Accounts
Reducing Unnecessary Tax Exposure
Preparing for Medicare Enrollment
Aligning Estate Documents and Beneficiary Designations
Our Retire Right™ process provides a structured roadmap so you know exactly what steps to take—and when.
Plan for Healthcare and the Unexpected
Healthcare costs can quickly disrupt retirement plans if they’re not anticipated. We integrate Medicare guidance, projected medical expenses, and long-term care considerations into your overall financial strategy. By preparing for potential health events in advance—whether through insurance solutions or designated reserves—you protect both your peace of mind and your family from financial strain.
Retire With Confidence
You don’t have to navigate retirement alone. Whether you need a second opinion or a full retirement plan, we’re here to provide steady, thoughtful guidance every step of the way.
Your Retirement Questions, Answered
How can I make sure I don’t run out of money in retirement?
We create detailed income projections, align investment strategy with your withdrawal needs, and review your plan regularly to adjust for changes.
What should I do five years before retirement?
Focus on income planning, tax efficiency, Social Security timing, healthcare preparation, and estate coordination. A structured plan now prevents costly mistakes later.
Is financial planning for seniors different than general planning?
Yes. Planning retirement income, managing required distributions, coordinating Medicare, and preparing a legacy require a specialized, integrated approach.
